VA Home Loan
These loans are often made without any down-payment at all, and frequently offer lower interest rates than ordinarily available with other kinds of loans. Aside from the veteran's certificate of eligibility and the VA-assigned appraisal, the application process is not much different than any other type of mortgage loan. And if the lender is approved for automatic processing, as more and more lenders are now, a buyer's loan can be processed and closed by the lender without waiting for VA's approval of the credit application.
Additionally, if the lender is approved under VA's Lender Appraisal Processing Program (LAPP), the lender may review the appraisal completed by a VA-assigned appraiser and close the loan on the basis of that review. The LAPP process can further speed the time to loan closing.
You are eligible for VA home loan benefits if you served on active duty in the Army, Navy, Air Force, Marine Corps, or Coast Guard and were discharged under conditions other than dishonorable after either: 90 days or more, any part of which occurred during wartime, OR 181 continuous days or more (peacetime).
- 30 Year Fixed Rate
- 15 Year Fixed Rate
- 2/1 Fixed Rate Buy-Down
We have a variety of home loan programs that offer mortgage options that allow you to select a loan to meet your individual needs, including:
- Competitive Interest rates
- Fixed Simple Interest Mortgages
- Home Improvement Loans
- Credit Card Consolidation
- Cash Out Refinance Loan
- 125% Home Equity Loan
- Veteran Home Loans